Practical Excel and Google Sheets tools for budgeting, saving, debt, credit, and financial goals.
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CashHeaven teaches personal finance through practical spreadsheets you can build, understand, and use.
Personal Finance + Spreadsheets
Hello reader!
I’m Jonas, an Excel expert with a Master’s degree in Quantitative Finance. I created CashHeaven to help people understand and manage their personal finances using practical Excel and Google Sheets tools.
First time to the site? Start here

CashHeaven started with a simple idea: personal finance + spreadsheets. See the numbers, test scenarios, track progress, and make better money decisions.
From the blog
Personal Finance
Solve everyday money problems with practical guides, calculators, and…
Spreadsheet Tutorials
Learn Excel and Google Sheets by building real personal-finance tools.
Since we will be using Excel/Google sheets in our personal finance management, bonus page for Excel tips, tricks, and templates is added.
Get the Free CashHeaven Money Tracker
Get the starter spreadsheet plus practical tutorials for managing your money.
You may connect with us via
Email: forcashheaven@gmail.com
Facebook Page: https://web.facebook.com/forCashHeaven
Support CashHeaven on Buy Me a Coffee. https://buymeacoffee.com/cashheaven/membership
Youtube Channel: https://www.youtube.com/channel/UCkWzOagyncVqTk3i14lJa3A
Fiverr: fiverr.com/sellers/cashheaven
Need a custom personal-finance spreadsheet? Contact me. Keep broader business/financial-modeling services off the main CashHeaven journey. Please connect with me via email.

About Me
Hi, I’m Jonas.
I’m an Excel expert and personal-finance spreadsheet creator.
I created CashHeaven to share practical lessons about saving, cash flow, emergency funds, income growth, and building financial security.
I grew up with financial struggles, made expensive mistakes, and learned that wealth is not about looking rich. It is about having safety, options, and control over your life.
Here, you will find simple financial systems, honest stories, and practical tools to help you make better money decisions.
Welcome to CashHeaven. Read more